BOOST HOME VALUE WHILE PROTECTING YOUR ASSET
Nobody likes a neglected property, keeps your home records verified and boost your property equity value
- Starting at $1.15 a day or 8$ per record
- Secure 3 to 5% net asset yield
- Built in Record Insurance Premium
- 6% to 8% APY with Homifax Advance
- Released only with owner permission
- Property Advance Intelligent Assistant
Registered by thousands of property owners with over one billion verified records under management
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Ensures transparency and adds value to your property by validating the quality and compliance of work done.
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Step 1: Pick a Plan
Choose a Homifax plan that fits your coverage needs (like pay as per verification, annual fix rate, 10 year lock in rate).
Step 2: Learn the Portal
Get familiar with the Record Submission Portal where you’ll upload property records. Understand the basic categories (like repairs or upgrades) to make submitting easy.
Step 3: Add Property Info and Records
Enter your property’s details (like address and type) into the portal. Then gather past records (repair receipts, renovation invoices, etc.) and upload them for verification to build its history.
Step 4: Use Property Insights
With records submitted, Homifax uses your data to provide insights. It tracks things like repairs and upgrades to suggest improvements, helping you maintain your property’s value over time.
Step 5: Your Data Stays Private
Your data stays completely private with Homifax—that’s non-negotiable. Only you see everything. If someone wants your property’s report, you approve it first, and they can’t view proof unless they acquire the property along with the report.
To maximize your Homifax Verified Property Value and Report, follow these steps. Consistent updates and detailed records enhance your property’s worth and appeal, benefiting you in sales, loans, and insurance.
Tip 1: Submit Records Regularly
Frequently update your Homifax account with property records—like repairs, renovations, utility upgrades, or inspections. The Homifax system tracks these details to provide insights and spot potential issues, giving you better maintenance options and boosting value.
Tip 2: Keep Records Diverse
Don’t limit yourself to one type of record. Include a mix—maintenance receipts, renovation invoices, pest control reports, and more. This variety helps Homifax build a full picture of your property’s condition, making your report more reliable and impressive.
Tip 3: Add Proofing Media
Always include proof like photos, receipts, or certificates with your submissions. This solid evidence strengthens your report’s credibility, which buyers, lenders, and insurers value highly.
Tip 4: File Records Promptly
Minimize the gap between when a service or upgrade happens and when you upload it. Filing close to the actual date keeps your data accurate and current, a key factor for 90% of Homifax buyers who rely on these metrics.
Why It Matters
Seventy five percent of Homifax buyers look at these report details to decide on a purchase. Plus, 67% of loan officers and insurance companies use this info to lower your interest rates and premiums. A well-optimized report proves your property’s worth, reduces risks, and saves you money over time.
Your Homifax Verified Property Value and Report is a valuable asset that can enhance your property’s appeal and save you money. Here’s how to use it effectively:
A : Highlight It When Selling
When listing your property, showcase your Homifax Report. Share it with potential buyers to prove its verified history—90% of Homifax buyers trust these metrics. A solid report can support a higher sale price and attract serious offers faster.
B : Secure Better Loan Terms
Use your report when applying for a mortgage or refinancing. Present it to loan officers—75% of them rely on Homifax data to evaluate risk. A well-maintained property history can help you negotiate lower interest rates, reducing your borrowing costs.
C : Lower Insurance Costs
Share your Homifax Report with your insurance provider. Since 75% of insurers use this data, a strong record of upkeep and compliance can lead to lower premiums, putting more money back in your pocket each year.
D : Optimize Property Maintenance
Tap into insights from your Homifax Report. It tracks details like repairs and upgrades, helping you plan maintenance smarter. This keeps your property in top shape, preserves its value, and avoids expensive fixes down the road.
E : Build Credibility with Proof
Keep your report robust with proofing media (photos, receipts) and regular updates. This level of detail builds trust with buyers, lenders, and insurers, giving you a strong advantage in any transaction.
Your Homifax Report is proof of your property’s worth and care. Buyers value transparency, lenders reward low risk, and insurers cut costs for reliability. Leveraging it turns your record-keeping into real financial benefits—whether selling, borrowing, or insuring. With these steps, your Homifax Verified Property Report becomes a tool for boosting profits and cutting expenses!
Boost Property Value: Verified records can showcase a well-maintained home, making it more appealing to buyers and potentially increasing its market value by demonstrating a clear history of upkeep and improvements.
Simplify Sales Process: Having a verified report streamlines selling by providing buyers, realtors, or banks with trusted documentation upfront, reducing delays or disputes over property details.
Lower Insurance Costs: Accurate, verified records can lead to better insurance quotes, as insurers may view a documented property as lower risk, potentially saving on premiums.
Access to Discounts and Rewards: Verification services often offer perks like local service coupons, maintenance discounts, or rewards programs, helping homeowners save on home-related expenses.
Protect Against Fraud: Verified records confirm ownership and property details, reducing the risk of fraudulent claims or disputes, especially in cases of inherited or complex titles.
Enhance Transparency for Contractors: When hiring contractors, verified records provide clear property data, helping professionals deliver precise quotes and services without guess work.
Prepare for Financing: Lenders often require detailed property records for mortgages or home equity loans; verified reports can expedite approvals by ensuring all information is accurate and readily available.
* One time permanent enrollment fee
* Due at sign up for new property
- Fee covers:
- Title registration on Homifax platform
- Ownership transfer
- Previous user pull up check
- Setup fee
- 30 initial back date records filing
- Annual Verification & Rating Fee Protection
- Homifax Active Lien Monitoring
- 5 years cold records and data protection.
- Notice: all account enrollment using bank or insurance carrier request code will not receive Homifax credit tracking and will not be able to receive perks and discounts.
*billed later annually, plus applicable taxes
* Pricing applicable to US, Canada, UK and Australia customers
- Basic Includes:
- Up to 50 records verification request per annum
- Cover property up to 3,000 sq.ft living space
- Unlock discounts home service deals after 2nd term
- Unlock Zero fee verified landlord account after 3rd term
- Homifax points stacking
- Annual record summary
- Plus 2.5% net report transfer commission after sale of asset
- *Approval process may takes up 24 hours during business hours.
**Published Homifax Verified Property Report only available after one fiscal year completion or when the Report has accrued over 100 verified records.
***Report Active ranking is renew after each year and is not permanent.
*billed once annually, plus applicable taxes
* Pricing applicable to US, Canada, UK and Australia customers
- Everything in Basic, plus:
- $1 per additional sq-ft of living space
- Cover property up to 6,000 sq.ft living space
- $150 - Activation & Commitment Fee Waived
- 5 Years Cold Data Storage *Low Energy Report Initiative
- Unique asset upload link for verification
- Up to 100 records verification request per annum
- $3 for each additional verified record submission *charged on the next billing cycle
- 6% APY with mininum 3 record update per month or 8% with 7 minimum records per month
- Earn back on each report sold on Homifax Verified Report Hub capped at original service acquired value.
- Unlock discounts home service deals after year 3 of continuous service
- Unlock Zero HMLS listing fee after year 3 of continuous service
- Homifax Personal Credit Monitoring with combined Homifax asset tracking services *optional enrollment
- Access to Homifax Private Investment Hub after 3rd year tenure
- 3-5% net property value yield
- *Approval process may takes up 24 hours during business hours.
**Published Homifax Verified Property Report only available after one fiscal year completion or when the Report has accrued over 100 verified records.
***Report Active ranking is renew after each year and is not permanent.
*billed later annually, plus applicable taxes
* Pricing applicable to US, Canada, UK and Australia customers
- Basic Includes:
- Up to 50 records verification request per annum
- Cover property up to 3,000 sq.ft living space
- Unlock discounts home service deals after 2nd term
- Unlock Zero fee verified landlord account after 3rd term
- Annual record summary
- *Approval process may takes up 48 hours during business hours.
**Published Homifax Verified Property Report only available after one fiscal year completion or when the Report has accrued over 100 verified records.
***Report Active ranking is renew after each year and is not permanent.
*billed once annually, plus applicable taxes
* Pricing applicable to US, Canada, UK and Australia customers
- Everything in Basic, plus:
- $1 per additional sq-ft of living space
- Cover property up to 6,000 sq.ft living space
- $150 - Activation & Commitment Fee Waived
- 5 Years Cold Data Storage *Low Energy Report Initiative
- Unique asset upload link for verification
- Up to 100 records verification request per annum
- $3 for each additional verified record submission *charged on the next billing cycle
- 6% APY with mininum 3 record update per month or 8% with 7 minimum records per month
- Earn back on each report sold on Homifax Verified Report Hub capped at original service acquired value.
- Unlock discounts home service deals after year 3 of continuous service
- Unlock Zero HMLS listing fee after year 3 of continuous service
- Homifax Personal Credit Monitoring with combined Homifax asset tracking services *optional enrollment
- Access to Homifax Private Investment Hub after 3rd year tenure
- Guarantee average 3-5% net property value yield
- *Approval process may takes up 48 hours during business hours.
**Published Homifax Verified Property Report only available after one fiscal year completion or when the Report has accrued over 100 verified records.
***Report Active ranking is renew after each year and is not permanent.
Beyond a mere verification report, this service represents a strategic investment in superior home management, promising substantial returns on your property.
Transform your property into a powerhouse of wealth with Homifax, where verified assets have cumulatively boosted total asset value by an astonishing $150 billion USD for over three million homeowners worldwide. As a global leader in property verification, Homifax turns your verified records into new equity—delivering trust, transparency, and tangible growth. Our cutting-edge process validates every detail, from ownership to performance, elevating your property’s worth in the eyes of buyers, lenders, and investors. Imagine the possibilities: higher equity for refinancing, stronger portfolios for wealth-building, or premium resale value backed by Homifax’s unmatched credibility. With success stories spanning continents—recovering over $200 million for landlords and $80 million for tenants—Homifax empowers homeowners everywhere to secure their financial future.
Four Steps to Supercharging Your Property Value
Sign Up
Sign Up and fill up your property information. Obtain a Verified Property ID
Start & Keep Adding Records
Begin adding old and new records on a monthly basis to boost your credits and report status
Get Verified
Get entry record verified by HOMIFAX Auditor. *All Verified Records must contain proofing materials
Get listed on HMLS
Commercialize your own VERIFIED HOMIFAX PROPERTY REPORT to prospect buyers through our secure report inquiry portal. All verified property reports are subject to active property owner approval prior to release to the inquirer
HOMIFAX Verified Property | Owner Tier
Homifax introduces a dynamicProperty Rating system—Class C, B, A, and A+—designed to reflect the quality,performance, and verified value of registered properties worldwide. Unliketraditional real estate classifications that rely on rigid checklists orphysical attributes alone, Homifax’s ratings are derived from the cumulativesum and average performance metrics of all properties in its ecosystem. Thisinnovative approach aggregates data from verified records—such as ownershiphistory, maintenance logs, rental income, and financial stability—evaluatedacross millions of Homifax-registered homeowners, landlords, and tenants. Theresult is a holistic, data-driven rating that signals an asset’s standingrelative to the global Homifax community, empowering owners to boost theirproperty’s net asset value through best practices rather than a prescriptiveformula.
Class C: Baseline Performers
Class C properties represent the entry-level tier within Homifax’s system, typically scoring in the lower range of the sum-and-average metrics across registered assets. These properties may have minimal verified records, inconsistent upkeep, or limited financial performance data (e.g., sporadic rental income or unresolved disputes). While functional, Class C assets ften reflect deferred maintenance or outdated documentation, resulting in lower perceived value among lenders, appraisers, or prospective buyers. For tenants, a Class C rating might indicate a landlord with basic compliance but little transparency beyond legal minimums. Owners of Class C properties still benefit from Homifax’s verification platform but have significant room to grow their asset’s equity and market appeal.Class B: Solid Asset
Class B properties sit comfortably in the middle tier, outperforming Class C by demonstrating a stronger average in verified metrics like consistent maintenance, stable rental yields, or reliable ownership records. These assets are well-maintained with moderate documentation—think 12-18 months of utility and upkeep logs or a single Certificate of Good Standing. Class B properties appeal to working-class tenants or practical investors, offering dependable value without the premium of higher tiers. For landlords, this rating reflects a balanced approach to transparency and care, often unlocking modest equity gains or better financing terms. It’s a stepping stone—proof of effort that positions owners closer to elite status.Class A: High Value Property
Class A properties rank in the upper echelon, reflecting above-average performance across Homifax’s global dataset. These assets boast extensive verified records—typically 36+ months of maintenance, billing, and utility data, plus at least one 18-month Certificate of Good Standing. They showcase superior upkeep, robust financials (e.g., steady rental income or equity growth), and proactive ownership. For homeowners, Class A status signals a premium asset that commands higher resale value or rent premiums; for landlords, it attracts high-credit tenants and strengthens creditworthiness with financial institutions. This tier embodies Homifax’s promise of turning diligence into dollars, often contributing to the $150 billion in cumulative asset value growth Homifax has unlocked for millions worldwide.Class A+: Pinnacle Home
Class A+ is the pinnacle of Homifax’s rating system, reserved for the top percentile of properties that far exceed the average sum of registered assets. These elite properties feature exhaustive, impeccable records—60+ months of detailed logs, multiple Certificates of Good Standing, and consistent uploads of add-on assets (e.g., vehicles or upgrades). They demonstrate exceptional financial performance, minimal risk, and maximum transparency. Class A+ assets are market leaders, yielding the highest dividends through Homifax’s Verified Report brokerage, securing top-tie financing, and enhancing net asset value by tens of thousands—sometimes up to $100,000—depending on previous assessed worth. This is Homifax’s gold standard, a testament to owners who dare to care.
Homifax does not provide a rigid checklist to achieve a specific class rating, reflecting its philosophy that asset value emerges from organic, owner-driven effort rather than a one-size-fits-all mandate. Instead, ratings stem from a proprietary algorithm that calculates the sum and average of key performance indicators across all registered properties.
These include:
Record Volume and Quality: The depth and accuracy of submitted records (e.g., maintenance cycles, billing history).
Financial Metrics: Rental income consistency, equity growth, or recovered earnings.
Compliance and Transparency: Certificates of Good Standing, absence of warning check marks, and adherence to Homifax’s Terms of Service. Engagement: Frequency of updates and interaction with Homifax’s platform (e.g., tenant vetting or report releases).The system benchmarks each propertyagainst the global & regional pool—updated continuously, ensuring ratingsreflect real-time trends among millions of users.
While Homifax avoids a strict play book, it offers a flexible Best Practices Guideline to help owners maximize their Verified Report value and elevate their net asset value. Key recommendations include:
Consistent Recordkeeping: Upload detailed, verified records annually—maintenance logs, utility bills, and proof of upgrades (e.g., before-and-after photos)—to build a robust history. Aim for at least 3 records per month, scaling to 5+ months for A+ potential.
Proactive Maintenance: Address repairs promptly and document them, avoiding deferred maintenance that drags ratings down to Class C. Financial Transparency: Report steady rental income or equity gains, leveraging Homifax’s tools to recover losses (like shady landlord practices) and showcase stability.
Engage the Ecosystem: Use Homifax’s tenant vetting, referral programs, or Verified Report commercialization to enhance credibility and engagement scores.
Avoid Falsification or Misclassification: Per Homifax’s Terms of Service, truthful submissions are critical—misrepresentation risks warning check marks, lowering ratings and value.
Adhering to these practices doesn’t just chase a letter grade—it amplifies real-world outcomes. A Class C property might stagnate, but a Class B owner could unlock modest savings (e.g., avoiding3% payment fees with direct deposits). Class A status might secure a lender’s trust, boosting equity by thousands, while A+ properties join the elite contributing to Homifax’s $150 billion asset value surge. Each step up the ladder enhances marketability—buyers pay premiums for A+ transparency, tenants favor B+ landlords, and banks reward verified performance with better rates. Homifax’s lack of a checklist empowers owners to tailor efforts to their asset’s unique strengths, driving organic growth that’s reflected in both rating and net worth. This system isn’t static—ratings evolve as owners act. A Class C today could be Class A tomorrow with more diligence, mirroring Homifax’s mission to turn verified effort into verified wealth for millions globally.
Class B Rating
Everything in Class C plus :
- Start Receiving Local Discount Service Coupons
- Join Free Home Improvement Reward Program
-Homifax high value asset bundle Discount
-Annual test kit for the home
-Random Complimentary In Person Home Inspection
-Property Loss & Casualty Reimbursement
For Class A & Class A+ Rating
Everything in Class B plus :
- Invitation to join Homifax Home Improvement Spend Card Program with low APR
- ZERO commission & listing fee for Sale & rental listing on HMLS
"Earn back from a verified report is a plus. But most importantly, it helps our family mange the home better."
Start Verifying Your Property with confidence
Are you a current report holder? Want to help us sharing your experience and on boarding new client to Homifax ? Contact us here to become a Homifax Specialists
Does my Homifax verified Report made available to the public ?
By default, your Homifax Verified Report is not freely available to the public. Homifax operates as a private record verification and management enterprise, ensuring your information remains confidential. Individuals or organizations of interest may submit a query or request to view your Homifax Verified Report, but access is granted only with your explicit permission as the owner. Additionally, Homifax provides an optional 'free-to-access' feature, which you may choose to enable at your discretion, allowing the public to view the report without requiring your approval for each request. To further protect your privacy, all proofing media and personal information submitted for verification are redacted by a record auditor after validation. In the event a request is made to view such proofing media, only the redacted version—marked with a Homifax verified checkmark—will be released, ensuring sensitive details remain secure while maintaining the report’s credibility.
What does it mean by "self enrollment" ?
Self-enrollment means an individual voluntarily signs up for a service on their own, without it being a requirement or part of an application process with a financial institution. It’s a proactive choice to access the service based on personal need or interest.
Does Homifax sell user data ?
Absolutely not! Homifax is in the business of verifying clients submitted records, protecting client privileged data, verified report brokerage and independent rating agency service. Homifax does not offer free platform service in exchange for user data, runs ads for revenue, or selling your data behind close door. the annual service fee cover this data protection policy
Do you have a specific checklist of records item to improve the overall my overall Homifax Verified Property Rating?
While Homifax does not offer a specific, publicly available checklist to improve your Verified Property Rating, this is intentional due to the proprietary and dynamic nature of its algorithm.
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Here’s a deeper breakdown of why this approach exists and how homeowners can still strategically enhance their ratings:
1. Why Homifax Avoids a Fixed Checklist
Proprietary Algorithm: Homifax’s rating system is a trade secret, designed to evolve with market trends, regulatory changes, and data science advancements. Disclosing specific criteria could lead to manipulation (e.g., "gaming the system"), undermining the accuracy and fairness of ratings.
Seasonal Adjustments: The weighting of factors (e.g., energy efficiency, maintenance history, or local market conditions) may shift over time. For example, sustainability features might gain prominence during climate-focused policy changes, while renovation ROI metrics could adjust with housing market fluctuations.
2. How Homeowners Can Proactively Improve Their Rating
Even without a checklist, homeowners can focus on universal best practices that align with Homifax’s core objectives: transparency, accuracy, and market relevance
A. Prioritize Transparency
Document Everything : Upload verifiable records of upgrades (e.g., roof replacements, HVAC servicing), permits, and inspections. This builds a credible, audit-friendly profile.
Highlight High-Value Improvements : While Homifax doesn’t confirm specifics, upgrades like solar installations, smart home tech, or energy-efficient windows often correlate with higher valuations in most property systems.
B. Ensure Timely Updates
Avoid Reporting Gaps: Delays in updating records (e.g., post-renovation) can cause Homifax’s algorithm to rely on outdated data, lowering responsiveness to your home’s current value.
Sync with Market Cycles: If you renovate before peak selling seasons, update Homifax promptly to align with seasonal algorithm adjustments that may prioritize recent activity
C. Adopt General Property Best Practices
Preventative Maintenance: Regular upkeep (e.g., pest control, plumbing inspections) minimizes "risk flags" in systems like Homifax that may penalize deferred maintenance.
Leverage Third-Party Data: Homifax likely cross-references tax assessments, MLS listings, or utility records. Ensure consistency across these sources to avoid discrepancies.
Homifax’s model functions similarly to a credit score—it aggregates patterns rather than chasing isolated actions. For example:
A history of on-time mortgage payments (reported via connected lenders) signals financial responsibility.
Consistent property tax updates reflect stability to algorithms assessing "neighborhood reliability."
By focusing on long-term transparency and data hygiene , homeowners indirectly "train" the algorithm to recognize their property as low-risk and high-value.
While the lack of a checklist may feel ambiguous, it ultimately ensures ratings remain adaptive and unbiased. Homeowners should treat their Homifax profile like a dynamic portfolio : regularly refresh it, emphasize verifiable wins, and stay attuned to broader market trends that Homifax’s system is likely tracking. Over time, these habits compound into a stronger rating, even without a formal roadmap.
How can i earn back from the report / commercialization ?
The Homifax "Earn Back" policy is designed to incentivize homeowners to maintain and leverage their Verified Property Report by rewarding them financially when third parties (e.g., buyers, lenders, insurers) request access to their report.
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Here’s a detailed breakdown of how it works, its strategic value, and critical considerations for maximizing returns:
Mechanics of the Earn-Back System
1. Class-Based Tiering:
Class B Rating Requirement: Only properties achieving a Class B rating (or higher) qualify. This ensures the property meets baseline standards for safety, maintenance, and marketability.
Earn-Back Percentage: Each report release earns 35–50% of the report’s cost back to the homeowner. The exact percentage depends on:
-Property Class: Higher ratings (e.g., Class A) may unlock higher earn-back rates.
-Usage Frequency: Frequent report requests might trigger loyalty bonuses.
-Requester Type: Premium partners (e.g., top-tier lenders) could offer higher reimbursements.
2. Credit Utility:
Earned credits can offset Homifax’s annual tracking fee (for maintaining an updated report) or fund new reports (e.g., for refinancing or renovations). This creates a self-sustaining cycle: the more you share the report, the less you pay out-of-pocket for future services.
What happen to my Verified Property Report when i sold the property ?
Upon the sale of your asset, you will be required to transfer your verified record to its new owner. Your personal Homifax consumer credit will remain on your personal account.
How can i get a class A status on my property report ?
You will receive a detail onboarding checklist to complete in order to maintain active filing status and minimum rating score.
What happen when i don't maintain minimum record update ?
Your Verified Property report will not receive an active score for that year, and we will only charge you 50% of the annual fee. for that year
Who has access to my Verified Report ?
The short answer is just you, the report holder, and whoever you allow to view your record. Upon your report is listed on HMLS, whenever party of interest query your report, we will send you a request notification
How parties of interest use my Verified Report ?
A Homifax Verified Property Report serves as a trusted, standardized, and tamper-resistant record of a property’s condition, history, and value. It acts as a single source of truth, streamlining interactions between property owners and key stakeholders. Here’s a critical breakdown of how different parties leverage it to drive efficiency, reduce risk, and optimize outcomes. By centralizing verified data, the Homifax report reduces information asymmetry in real estate transactions. It empowers stakeholders to act faster, price risk accurately, and build trust—ultimately creating a fairer, more efficient market. For homeowners, this translates to better rates, faster sales, and stronger negotiating power.
Why i can't obtain and build Homifax personal credit score ?
Since your account registration is a direct result of a banking and insurance policy request, we will not count your personal credit points. However if you have already obtain the service with us prior to these banking and insurance request, your score will be track along with all side benefits and rewards.
Why i can't create Homifax account?
Being unable to create a Homifax account could stem from several factors, but the most likely explanation—if tied to policy violations—is that Homifax’s Fraud Prevention System has flagged your profile or activity as non-compliant with its terms of service. Below is a detailed breakdown of potential causes, systemic safeguards, and critical considerations for resolving the issue:
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1. Common Reasons for Account Creation Failure
a. Prior Policy Violations
-Fraudulent Activity: Homifax may ban users for actions like:
-Submitting falsified property data.
-Manipulating reports to misrepresent a property’s condition.
-Creating multiple accounts to exploit incentives (e.g., the Earn Back program).
Abuse of Services: Excessive or malicious report requests, spamming third parties, or harassing other users.
Security Risks: Suspicious login patterns (e.g., VPNs, bots) or ties to blacklisted IPs/devices.
b. Automated Fraud Detection
Homifax’s system uses algorithms to flag high-risk behavior during signup, such as:
-Mismatched Information: Discrepancies between your name, email, property records, or payment methods.
-Geographic Red Flags: Attempting access from regions where Homifax isn’t licensed to operate.
-Duplicate Identifiers: Reusing banned email addresses, phone numbers, or device fingerprints.
2. How Homifax’s Fraud Prevention System Works
Multi-Layered Verification: Cross-references your data with public records (e.g., property deeds, tax IDs) and internal databases.
Behavioral Analysis: Tracks patterns like rapid report generation, inconsistent login locations, or sudden spikes in activity.
Third-Party Tools: Integrates with services like Sift or Arkose Labs to detect bots or stolen credentials.
3. Types of Bans
Temporary Suspension (90 - 360 days): For minor breaches (e.g., accidental duplicate accounts). Access may restore automatically after the period.
Permanent Ban: For severe violations (e.g., fraud, deliberate misinformation). Requires manual appeal and evidence to overturn.
Shadow Ban: Your account appears functional, but reports are hidden or marked “unverified” for third parties.
4. Steps to Resolve the Issue
a. Diagnose the Cause
Check for emails from Homifax’s Trust & Safety team explaining the ban.
Review the User Agreement for violated clauses (e.g., Sections 4.2 on data integrity or 7.3 on fair usage).
b. Contact Support
Submit a ticket via Homifax’s help center or a secondary email (e.g., appeals@homifax.com). Include:Proof of identity (government-issued ID).Documentation disproving fraud (e.g., property records, repair invoices).For permanent bans, escalate to a supervisor or legal team if you believe the decision was erroneous.
c. Technical Workarounds
Use a new device, network, and email—but only if the ban was accidental. Deliberate circumvention may worsen penalties.
5. Critical Considerations & Limitations
a. Transparency Issues
Homifax may withhold specific ban details to prevent fraudsters from gaming the system. This lack of clarity can frustrate legitimate users.
Example: A user unknowingly triggers a ban by sharing their report with a lender later flagged for fraud.
b. False Positives
Overly aggressive fraud filters may block legitimate users, especially those:Using shared networks (e.g., realtors in an office).With common names matching blacklisted profiles.
c. Legal and Ethical Risks
Data Privacy:
Homifax’s fraud system might retain biometric or geographic data, raising GDPR/CCPA concerns.
Right to Appeal:
Unlike credit bureaus, Homifax isn’t legally obligated to provide dispute mechanisms, though reputational incentives exist.
What is Homifax Rating ?
A Homifax Asset Rating is a verification score that reflects the credibility and value of your asset based on detailed, authenticated records. It’s like a credit score for your property or other assets, helping buyers, lenders, and insurers trust its worth.
A Homifax Asset Rating is a unique evaluation provided by Homifax to assess and validate the quality, history, and reliability of your asset—whether it’s a vehicle, property, or other high-value item. By verifying records like maintenance history, ownership details, and usage patterns, Homifax creates a transparent and trustworthy profile for your asset. The benefits are significant: a strong Homifax Asset Rating can boost your asset’s market value by proving its condition and reliability to potential buyers. It can also lower insurance rates or secure better financing options, as lenders and insurers rely on this verified data to reduce their risk and your risk while living with it. For sellers, it speeds up transactions by building confidence, while owners benefit from organized records that maximize long-term value. Essentially, it’s a powerful tool to enhance trust, save money, and simplify dealings in the marketplace.
You're in good hand policy
At Homifax, we are dedicated to delivering exceptional value and service to our clients. Should you find that our offerings do not meet your expectations, we are pleased to offer a refund. If no verified report is issued or if you have not utilized your Homifax Verified Property status for financial benefits over the years, you may receive up to 70% of the original purchase plan after five years of service.
Earn Personal credit yourself or Get a Professional Data Entry to build out your Verified HOMIFAX Property Portal
Refer your family & friend and save together
Get your referral reward In addition to getting your property records verified, you and your referer are eligible for a reward!
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